First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
-
How to shop for a mortgage without hurting your credit score
A credit drop is inevitable, but there are ways to minimize it.
6 min read Sep 29, 2025 -
Should you apply for a mortgage online?
Most lenders offer a way to apply for a mortgage online, but it’s not for everyone. Here’s what to consider.
6 min read Sep 26, 2025 -
How to buy a house with bad credit
Have credit issues in your past? You still might qualify for a home loan.
5 min read Sep 16, 2025 -
What is an FHA mortgage insurance premium?
It’s an extra expense — the price you pay for the FHA loan’s generosity.
5 min read Sep 15, 2025 -
Guide to no-down-payment mortgages: Am I eligible?
Some options if you want a house but your savings are small.
6 min read Sep 09, 2025 -
First-time homebuyer qualifications
You can be a “first-time homebuyer” — and get financial aid — even if you’ve owned a place before.
5 min read Sep 09, 2025 -
What are conforming loans?
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
6 min read Sep 04, 2025 -
FHA closing costs: What they are and how much you’ll pay
Like other types of mortgages, FHA loans come with closing costs. Here’s a breakdown of what to expect.
4 min read Sep 02, 2025 -
Guide to mortgage rate locks: Definition, how it works
A lock helps ensure you don’t get burned by rising interest rates before you close.
4 min read Aug 12, 2025 -
What is a mortgage loan originator?
An MLO is the main point of contact between borrowers and mortgage lenders. Here’s what to know
3 min read Aug 11, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer