The Best In Small Business For 2025
Our experts ranked and reviewed everything from interest rates to loan amounts to find the best small business lenders of 2025.
About the author
Rob is a former Senior Editor at Bankrate.com. With over a decade of experience covering small business and tech content, Rob was passionate about giving readers the best possible information to help them make better decisions for their businesses.
Rob holds a Bachelor’s degree in History and Public Relations from the University of Scranton. Previously, he worked as an editor for Forbes Advisor where he built and grew the company’s small business content while broadening his knowledge of evolving reader needs.
Based in New Jersey, Rob enjoys spending time with his family, reading, watching movies and cooking.
Rob wants you to know
Starting a new business venture of any kind involves learning a lot of new things, and progress isn’t always linear. My goal is to break down complex and intimidating topics and educate readers on a wide range of subjects so that they can make the best possible decisions for their business and team.
Measure twice, cut one. Having a firm strategy to execute can reduce failure, costs, and headaches in a profound way.
— Rob Watts
iBusiness Funding’s streamlined application and potentially low rates are tailored to low-risk small businesses.
1West Finance is an online loan marketplace offering six main business loans from over 50 lenders. Its choices include loans for working capital, real estate, equipment and accounts receivable financing.
American Express Business Blueprint offers business lines of credit to small business owners with fair credit. Our American Express® Business Line of Credit review has all the details.
Live Oak Bank was a leading provider of SBA loans in 2022 and promises a personalized business lending experience.
Fundbox offers business lines of credit with flexible repayment terms of up to $150,000 for fair-credit borrowers.
Lendzi covers a variety of small business loans through a broad 60-partner network. Business owners can access short- and long-term loans, business lines of credit, equipment financing, merchant cash advances and more.
OnDeck is an online lender offering small business loans of up to $250,000 with fast funding times to borrowers with fair credit.
Lendistry, an online-based CDFI, offers term loans and non-revolving lines of credit to business owners in underserved communities. Check out our Lendistry Business loans review to learn more
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