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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • Student Loan Forgiveness Guide

    Only federally owned student loans qualify for forgiveness. Here's everything you need to know, from important deadlines to how forgiveness will impact you to everything else in between.

    6 min read Jun 05, 2026
  • The Best Student Loans of 2025

    Pay for school the smart way. Find a winning lender with our list of the latest and greatest so you can focus on your school, not your school loans.

    1 min read Jun 05, 2026
  • First National Bank of America Review 2025

    Read our experts' review on First National Bank of America's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    2 min read Jun 05, 2026
  • Rising Bank Review 2025

    Read our experts' review on Rising Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    2 min read Jun 05, 2026
  • Best Personal Loan Rates for June 2026

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    20 min read Jun 05, 2026
  • Best Personal Loan Rates for June 2026

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    17 min read Jun 05, 2026
  • Achieve

    Achieve (formerly known as FreedomPlus) is an online personal loan provider with same-day loan decisions and funding within 24 hours for loans up to $50,000.

    5 min read Jun 05, 2026