What is an LLC loan and how does it work?
An LLC loan may void your liability protections. Check out our guide to learn more.
7 min read
Sep 16, 2025
Olivia Chen
Former Senior Writer, SMB Loans
EXPERTISE
- Small-business
- Small-business loans
- Finance
EDUCATION
- B.A. in anthropology, University of Notre Dame
- ABA certified in Business and Commercial Lending
Olivia joined Bankrate with eight years of experience in small business — both in small-business lending and covering small-business loans. She has a strong background in translating complex financial information into clear and engaging narratives.
Olivia is certified in business and commercial lending through the American Banker’s Association. Her writing has appeared in The Associated Press and NASDAQ among other publications.
Olivia beyond Bankrate
Olivia's latest articles
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Businesses remain optimistic in September despite tariff and labor market woes. Here’s why.
By all counts, the past month hasn’t been kind to small business owners.
11 min read Sep 10, 2025 -
Here’s how recent increases in immigration enforcement could affect your business, and what you can do
Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.
3 min read Sep 08, 2025 -
What is a merchant cash advance?
Learn what a merchant cash advance is and what fees and terms to expect.
6 min read Aug 26, 2025 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
11 min read Aug 18, 2025 -
How to get a secured business loan
Learn the steps involved with getting a secured business loan and what collateral you can use.
8 min read Aug 13, 2025 -
Where to get a bad credit business loan
A business loan is possible even if you have bad credit. Here’s where to look.
7 min read Aug 08, 2025 -
Pros and cons of short-term business loans
Despite the costs, short-term business loans have certain advantages.
5 min read Jul 29, 2025