Average Cost of Car Insurance in Mississippi for 2026
The average cost of insurance in Mississippi is $492 per year for minimum coverage and $1,782 for full coverage, according to Bankrate’s study of quoted annual premiums. However, this number can change dramatically, depending on your age, the carrier you choose and your driving record - among other things. Mississippi has over 2 million licensed drivers, and each one will pay a different amount for premiums based on their own personal factors.