India is a former editor who joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to be consistently beneficial.
— India Davis
Loyal flyers may find these benefits very valuable if they’re not as worried about Medallion Status, but the rewards are context-sensitive even within Delta.
Learn more about the new Ally Everyday Cash Back Mastercard in an in-depth review of its pros, cons and its cash back rate.
United Airlines customers who are looking for value from checked bags and rebates get the most value from the United Quest Card.
Use these cards to make business purchases without the added fee.
The U.S. Bank Visa® Platinum Card offers a generous intro interest-free window of 18 billing cycles on purchases and balance transfers with no annual fee, but not much ongoing value after paying off your balance.
A quick guide on how to choose a credit card that fits your goals and spending.
American Express has some hard and fast upgrading rules you should know beforehand.
Some cards automatically offer rewards in your top spending categories each period.
We appreciate your feedback
Thank you for taking the time to share your experience.
