India is a former editor who joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to be consistently beneficial.
— India Davis
While it charges a high annual fee, this card is one of the only travel rewards options available with fair credit. Read our full review to see if it's worth it for you.
Earn generous rewards percentages on your small business necessities with this cash back card.
The Blue Business®️ Plus Credit Card from American Express as a decent interest-free period and an acceptable welcome offer for a card with no annual fee.
Tailored to Amazon Prime business owners, this American Express lets you earn 5 percent cash back on all Amazon purchases.
With unlimited rewards, no annual fee and a 0 percent intro APR, the U.S. Bank Business Cash card can help you make the most of your business expenses.
The Ink Business Unlimited card's flat-rate rewards are great for startups without specialized spending.
The Capital on Tap Business card could be a great fit for small-business owners who need a lot of purchasing power and want to streamline earning rewards.
If you have fair credit but need access to funding for your small business, there's a lot to love with the Revenued Business card. But its mandatory finance charges may prove costly.
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