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Hanna Horvath, CFP

Managing Editor, Banking
CD Icon CREDENTIALS
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
Ribbon Icon EXPERTISE
  • Banking and savings
  • Certificate of deposit (CDs)
  • Credit cards
  • Personal finance and behavioral economics
Education Icon EDUCATION
  • Bachelor of Science in Journalism, Syracuse University
  • Financial Planning (CFP) Certification

About the author

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is currently the managing editor of Deposits at Bankrate.

After graduating college, Hanna discovered how little she knew about personal finance – and how broken the modern financial education system was. From there, she made it her personal mission to help everyone – especially those in marginalized groups – better understand their personal finances and make smarter decisions with their money.

Hanna writes a weekly newsletter about the psychology of money and how our minds influence our financial decisions. She's written about emotional spending, inherited money scripts, the psychology of market bubbles, and why we're all so anxious about money right now.

In addition to Bankrate, her journalistic work has appeared in Policygenius, Business Insider, Lemonade, NBC News, and Inc Magazine.

Hanna holds a journalism degree from Syracuse University and currently lives in Brooklyn, New York. When she's not writing about money, she’s writing creative nonfiction, training for a marathon or trying out a new recipe. You can learn more about Hanna and her work at her personal website.

 

How I think about money

I believe money is less about math and more about mindset. The stories we inherit about money — from our families, our culture, our own past mistakes — shape our financial decisions far more than any budgeting app or spreadsheet. That’s why I’m passionate about the behavioral side of personal finance: understanding why we make the choices we do is the first step toward making better ones. Money doesn’t buy happiness, but it can buy freedom — the freedom to choose what you want to do and when you want to do it. My goal is to help readers get there.

Hanna's recommended readings

5 ways to achieve lifelong financial wellness
Building financial independence for women through financial literacy
10 ways to boost your financial awareness

The best financial decision you can make is understanding why you handle money the way you do. Once you see the patterns, you can start to change them.

— Hanna Horvath, CFP

Hanna's latest articles

  • Bank Of America Savings Bonus

    Bank of America has offered plenty of savings account bonuses in the past, but currently has limited options available for new account holders.

    2 min read Jun 05, 2026
  • USAA Bank Savings Account Interest Rates

    Known for its excellent customer service, USAA offers a low APY on its basic savings account. It's much less than what you can find at top-yielding banks. The account doesn't charge monthly fees or require a minimum balance.

    2 min read Jun 05, 2026
  • Truist Savings Account Interest Rates

    Truist was formed out of the merger of BB&T and SunTrust to become one of the largest banks in the nation. Here’s what you need to know about its savings rates.

    3 min read Jun 05, 2026
  • Marcus Savings Account Interest Rates

    The high-yield online savings account (HYSA) offered by Marcus is competitive, though some other online banks offer higher interest rates.

    2 min read Jun 05, 2026
  • Truist Bank CD Rates

    Truist Bank, the financial-services giant born out of the merger of SunTrust and BB&T, offers two CDs with competitive yields.

    3 min read Jun 05, 2026