PayPal Cashback Mastercard® Review
The PayPal Cashback Mastercard is a brass-tacks flat-rate card that offers PayPal users top-tier cash back in exchange for an above-average interest rate.
11 min read
Jun 05, 2026
Garrett Yarbrough
Former Writer, Credit Cards
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6Years with Bankrate
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100+Publications written
EXPERTISE
- Credit card
- Rewards credit cards
- Credit card comparisons
- Balance transfer credit cards
- Building credit
EDUCATION
- Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
- Bachelor of Arts in History | East Carolina University
Garrett Yarbrough wrote credit card reviews, comparisons and guides for Bankrate and CreditCards.com. He comprehensively researched the market for more than five years, and specialized in evaluating the potential and personal value of credit cards for real people by providing the most insightful steps toward finding the best credit card — and personal financial growth at the end of the day.
He used his firsthand expertise and years of analysis to write and research for major Bankrate features, including Bankrate’s Best Credit Cards page, the latest credit card points and miles valuations, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ and Approval Odds tools.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Garrett beyond Bankrate
Beyond Bankrate
Garrett wants you to know
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Garrett’s recommended readings
How to choose the right credit card
Rethinking credit: Tips for first-generation credit users
How to maximize your credit card rewards
Under-the-radar credit card perks you should know
Merchant category codes: How to earn more cash back
How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's latest articles
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Discover It® Chrome Review
If you’re looking for a no annual fee starter card, the Discover It® chrome is a solid value for diners and drivers.
8 min read Jun 05, 2026 -
Citi Custom Cash® Card Review
The Citi Custom Cash card’s fresh take on 5 percent cash back rewards your biggest expenses each billing cycle and richly complements your other Citi cards.
11 min read Jun 05, 2026 -
TD Double Up Credit Card
This card offers a top-tier flat cash back rate, but its limited availability and mediocre sign-up bonus may limit its appeal.
11 min read Jun 05, 2026 -
Capital One Venture X Business Card review: Business travel MVP?
The Venture X Business card’s flat-rate rewards program, generous travel perks and flexible spending limit should make it a lucrative option for small-business owners looking for a taste of luxury travel.
6 min read Jun 05, 2026 -
Capital One Venture Rewards Credit Card Review
The Capital One Venture Rewards Credit Card is one of the best credit cards on the market if you want one of the easiest to manage travel rewards experiences available, but its new elite card sibling is likely a better value for many cardholders.
11 min read Jun 05, 2026 -
Mesa Homeowners Visa® Signature Preferred Credit Card
It delivers unmatched and unique value for homeowners, but we’re not sure these no-annual-fee features will last.
16 min read Jun 05, 2026 -
The World Of Hyatt Credit Card Review
Hyatt's revamped rewards card is great for people who frequent the hotel chain, but doesn't offer all the bells and whistles of some more premium hotel cards or general travel cards.
4 min read Jun 05, 2026